Is Selling Credit Card Processing a Good Job?

If you have been keeping tabs on sales jobs and jobs in the merchant services industry, then you have probably heard a lot about how credit card processing sales is a very lucrative, flexible, and appealing option for anyone in the sales industry. However, when it sounds too good to be true, it usually is. So, doing your due diligence before you jump into a credit card processing sales job is a great idea that can save you a lot of trouble down the road. If you are wondering whether selling credit card processing is a good job, then you are in the right place. Our thorough analysis and extensive knowledge of this industry establishes us as an authority figure on the topic and we can help you to understand more about why this career is so highly sought after and what you can expect when you go into a credit card processing sales career.

Industry Health & Growth

The first thing that you likely want to know when it comes to working in credit card processing sales is whether the industry is growing and has a promising future. In the case of credit card processing, the future is secure. You never want to enter a career that doesn’t have promising prospects because you don’t want to become stuck in a career with no future. For sales careers, the growth of the industry can very well represent the potential growth of your income and career potential. Credit card processing will always be an essential service and for those that are skeptical, they need not worry. Businesses will always require a merchant services company to facilitate their transactions and consumers will always enjoy the convenience of paying digitally. The future of the credit card processing industry is safe and secure.

Benefits of Credit Card Processing Sales

First, we’ll touch on the benefits of being in the credit card processing sales industry. These benefits will give you the insight you need to make a decision whether credit card processing sales is the right choice for you. Here are just some of the benefits of joining a lucrative and enjoyable career in credit card processing sales.


One of the main benefits of working in merchant services and credit card processing sales is that you will have much more flexibility than what you would otherwise be afforded in a regular career. Credit card processing sales is different in that you can basically make your own schedule and work how you choose to work instead of adhering to a strict corporate policy on when you should be at the office. Since your income is dependent on what you do as a salesperson, you can work remotely, on the road, or at home in your office. This gives you flexibility that you might not find in other jobs and also is a great benefit to have if you value home-work balance.

Uncapped Potential

Another major benefit of working in credit card processing sales is that there is uncapped potential. Your success as a credit card processing sales agent is dependent on your will and motivation to work with as many clients as possible. You aren’t capped or restricted in your income, making it easy to envision a career in which you are earning a very high income for a relatively relaxing career. If you want to work in an industry where the sky's the limit, then credit card processing could be the right choice for you.

Low Overhead

One factor of credit card processing sales that many professionals love is that the startup cost is usually low. With a low overhead for your credit card processing business, you can increase chances of success and lengthen your runway to ensure you give yourself adequate chances to succeed. The barrier is low for entry when it comes to credit card processing sales, and anyone with the passion to thrive in a career that is very lucrative and fast-paced can will themselves to success.

Be Your Own Boss

A perhaps underrated aspect of going into the business of credit card processing sales is that you are, in effect, going into business for yourself. When you start a career in credit card processing sales, you will be giving yourself the opportunity to be your own boss in a career that you will love. With the freedom to pursue your passion and be your own boss, you might find that you are happier than ever. When you work in credit card processing sales, you can usually count on not being hassled or overlooked by a supervisor that is going to tell you how to succeed. This allows you to pursue creative freedom and methods to achieve your goals.

Drawbacks of Credit Card Processing Sales

While there is certainly a lot to love about being in credit card processing sales and being a part of this rising industry, there are also some drawbacks that could heavily impact you and your happiness if your personality isn’t a fit for the career. Here are some of the potential pitfalls that you may experience in credit card processing sales.


While many people love the freedom that comes with not having a defined supervisor and going it alone, this also means that you are entirely reliant on yourself for your income. If you dislike the idea of being self-reliant for your income and having your income be tied to the effort and hard work that you put into your business, then you might not have as fun of a time in credit card processing sales as you’d think.


Another potential drawback of joining the credit card processing sales industry is that it is well-known for being highly competitive and not necessarily the most forgiving career out there. Everyone needs credit card processing services, but this also means that there are a lot of options out there. If you want to stand out from the crowd and give yourself a good chance of having success, you are going to need to put in the work. While this fuels some, it discourages others.

Is Credit Card Processing Sales Right For You?

You can spend a long time analyzing the benefits and drawbacks of credit card processing sales, but the most important factor is whether your personality is a good fit for this industry. So, before you make your final decision, you should at some point ask yourself whether this is an industry that you see yourself in. Do you enjoy the challenge of finding new clients and the satisfaction of making sales? If so, then credit card processing sales will most definitely be a good job for you.

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